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Our Services
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   Retirement Planning is a significant part of the financial planning process. It is a process that requires scrutinizing research and constant revisions. International Wealth Management’s advisors will guide you through the process, and remind you of when you need to revise your plan. The objective of a retirement plan, is to strategically plan your finances, so that as you retire and grow older, your can maintain the same standard of living for the remainder of your retirement years. Today’s high inflation rates, long life expectancies, and low savings rates put tremendous stress on our retirement plans. You may even find yourselves putting children through college, while supporting your parent(s) at the same time. These types of situations can be insured against. If you are in this situation today, we can help you lessen these kinds of financial burdens. Risk management is a subject far less entertaining to think about. As opposed to retirement planning, we now have to ask, “What if…?” What if I become disabled and can’t work?   In the case of my death, what happens to my family? What if my parent(s) need a rest home? Can I afford that? What if I am sued? What if I lose my job? Do I need Life Insurance? Do I need Disability Insurance? Do I need Long-Term Care Insurance? To make a comprehensive financial plan complete, we have to insure against risks that could devastate your financial plan. Any one of these things could have a devastating affect on your wealth if you have not planned and insured against the possibility. International Wealth Management can help you in these areas as well. Our advisors are licensed to offer insurance products, and will assist you in defining the best risk management strategy for your new financial plan. We need estate planning to avoid dying "intestate". Dying intestate means dying without having created either a will or a trust to provide instructions for passing your estate on to your heirs. It means leaving your entire estate subject to several hazards such as creditors, and taxes that you may not necessarily need to pay. These hazards (probate, creditors, con-artists, lawsuits, judgments, lawyers, and death taxes) can damage much or most of the value of your estate. To avoid dying intestate, we must first draft a will or trust to specify how you would like your heirs to inherit your property. Our advisors at International Wealth Management are not attorneys, but we will work with your existing attorney, or refer you to an Estate Planning Attorney, thus potentially lessening the cost of hiring an attorney on your own.
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